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January 19, 2024
Wawasan Gaya Hidup

Retire In Bali Or Thailand : Which Is best In 2024

Are you dreaming of a peaceful, exotic, and affordable retirement destination? 

The question of whether to retire in Bali or Thailand has long been a topic of debate among expats seeking the ultimate paradise to spend their golden years. 

With their idyllic beaches, rich cultures, and welcoming communities, both countries seem to offer the perfect escape from the hustle and bustle of city life. 

However, choosing the right place for your retirement may not be as easy as you'd think. 

This article aims to ease your decision-making process by comparing various aspects of living in both Bali and Thailand, from the cost of living and healthcare to culture and lifestyle. 

So, let's dive in and explore the pros and cons, and help you determine which paradise is best suited for your retirement dreams.

What Factors To Consider 

When choosing between Bali and Thailand for your retirement, several key factors should be considered, which will ultimately influence your decision:

  • Cost of Living: Both destinations are known for their affordable cost of living, but there can be differences in living expenses. Compare daily expenses, from grocery shopping to dining out and utility costs, to make an informed decision.

  • Accommodation: When deciding on buying property in Bali or Thailand, evaluate the housing options in each location, taking into account factors such as rental prices, property ownership laws, and the availability of long-term leases. Consider the types of neighbourhoods, from bustling cities to quiet villages.

  • Transportation: Assess the convenience and affordability of public transportation, as well as the feasibility of owning or renting a vehicle in both countries. Consider the infrastructure, traffic conditions, and accessibility to various destinations.

  • Culture: Familiarise yourself with the local customs, traditions, and languages of each country to ensure you feel comfortable and integrated into the community. Explore the cultural heritage and vibrant arts scenes in both locations.

  • Weather: Bali and Thailand have tropical climates, but their rainy seasons and temperature variations may impact your decision. Evaluate the frequency and severity of natural disasters, such as storms or floods.

  • Safety: Research crime rates and overall safety in both locations and consider the accessibility of emergency services. Look into the stability of local governments and any travel advisories for the regions.

  • Healthcare: Consider the quality and availability of healthcare facilities, as well as health insurance options for expats in both countries. Assess the accessibility of specialised medical care and the prevalence of certain diseases.

  • Visa Requirements: Investigate the different visa options and requirements for long-term stays in each country. Determine the ease of obtaining residency and the process for renewals or extensions.

By carefully weighing these factors and conducting thorough research, you'll be better equipped to decide whether Bali or Thailand is the ideal retirement destination for you, ensuring a smooth transition and an enjoyable experience.

Why Choose Thailand?

Thailand, also known as the "Land of Smiles," is a Southeast Asian country known for its stunning beaches, lush landscapes, rich cultural heritage, and friendly locals. 

The country attracts millions of tourists each year, and a growing number of retirees are choosing to call Thailand their home.

With its diverse landscapes ranging from bustling cities like Bangkok to serene, tropical islands such as Phuket and Koh Samui, Thailand offers a unique retirement experience for everyone.

Pros and Cons of Retiring in Thailand:

Retiring in Thailand - Pros:

  • Wide variety of experiences, from bustling cities to pristine beaches and ancient ruins
  • Friendly and hospitable local people
  • Affordable healthcare with quality medical facilities
  • Well-established infrastructure, including roads and public transportation
  • Excellent shopping options, from local markets to modern malls
  • Numerous opportunities for outdoor activities, such as hiking, snorkelling, and rock climbing
  • High-speed internet and reliable connectivity in urban areas
  • Accessible location for travel within Asia
  • Strong community of expatriates
  • Delicious street food and diverse culinary experiences

Retiring in Thailand - Cons:

  • Varying air quality, particularly during the burning season
  • Ongoing political uncertainties
  • Noise pollution in busy urban areas
  • Potential for tourist scams and pickpocketing
  • Risk of food-borne illnesses for those unaccustomed to local cuisine
  • Cultural adjustment, including understanding social norms and etiquette
  • Currency fluctuations, affecting the cost of living for expatriates
  • Risk of tropical diseases, such as dengue fever and malaria

Top Activities in Thailand:

  • Exploring ancient temples and historical sites like Ayutthaya and Sukhothai
  • Relaxing on pristine beaches in Phuket, Koh Samui, or Krabi
  • Indulging in Thai spa and massage experiences
  • Participating in Thai cooking classes to learn authentic recipes
  • Enjoying water activities such as scuba diving, snorkelling, and island hopping
  • Visiting national parks and wildlife sanctuaries, like Khao Yai or Erawan National Park

Top Neighbourhoods and Areas:

  • Bangkok: The bustling capital city of Thailand, offering modern conveniences, shopping, and entertainment, with areas like Sukhumvit and Silom.

  • Chiang Mai: A charming northern city with a rich cultural heritage, surrounded by mountains and lush countryside, boasting neighbourhoods like Nimman and the Old City.

  • Hua Hin: A popular beach town known for its relaxing atmosphere, just a few hours' drive from Bangkok, with areas like Khao Takiab and Cha-Am.

  • Phuket: Thailand's largest island, offering stunning beaches, luxury resorts, and a vibrant nightlife scene in neighbourhoods like Patong and Kata.

  • Pattaya: A lively coastal city with a thriving expat community, famous for its entertainment options and water activities in areas like Jomtien and Naklua.

When considering retirement in Thailand, it's essential to weigh the pros and cons while exploring the country's diverse offerings. 

From idyllic beaches to historical sites and bustling cities, Thailand has something for everyone, making it a compelling choice for retirees seeking a new adventure.

Why Choose Bali?

Bali, a world-renowned Indonesian island, is often referred to as the "Island of the Gods" due to its captivating beauty, vibrant culture, and spiritual atmosphere. 

This tropical paradise is famous for its lush landscapes, mesmerising temples, pristine beaches, and warm, friendly people. 

Bali has become a popular choice for retirees seeking a unique, laid-back lifestyle amidst stunning natural surroundings. 

Pros and Cons of Retiring in Bali:

Retiring in Bali - Pros:

  • Unique cultural experiences with traditional ceremonies and festivals
  • Expansive and diverse landscapes, from beaches to rice terraces and volcanic mountains
  • Warm and welcoming local communities
  • Affordable housing options, from villas to apartments
  • Thriving arts scene, including traditional crafts, music, and dance
  • Access to fresh and organic produce in local markets
  • World-class dining options, including authentic Balinese cuisine
  • High-quality spa and wellness centres
  • Excellent surfing and water sports opportunities
  • Proximity to other islands within Indonesia for easy exploration

Retiring in Bali -  Cons:

  • Frequent traffic jams in popular areas
  • Increasing overdevelopment and environmental issues
  • Limited public transportation infrastructure
  • Occasional water and electricity shortages
  • High import taxes, resulting in more expensive imported products
  • Seasonal monsoon rains and potential flooding
  • Risk of dengue fever and other tropical diseases
  • Cultural adjustment for those unaccustomed to Balinese customs and traditions

Top Activities in Bali:

  • Visiting ancient temples like Uluwatu, Tanah Lot, and Besakih
  • Exploring picturesque rice terraces in Ubud and Tegalalang
  • Relaxing on stunning beaches like Seminyak, Canggu, Uluwatu, and Sanur
  • Participating in yoga, meditation, and wellness retreats
  • Enjoying water sports and marine life through snorkelling, diving, and surfing

Top Neighbourhoods and Areas:

  • Ubud: The cultural hub of Bali, known for its lush landscapes, arts, and wellness retreats.

Browse our property listings in Ubud to find your perfect home.

  • Seminyak: A trendy beach town with upscale restaurants, boutiques, and lively nightlife.

Explore our property listings in Seminyak to find your dream home.

  • Canggu: A popular expat area with a relaxed vibe, known for its surf culture and digital nomad community.

Check out our property listings in Canggu for great options of where to live in Canggu.

  • Sanur: A peaceful beach town with a slower pace, ideal for retirees seeking tranquillity.

Find your paradise by browsing our property listings in Sanur.

  • Nusa Dua: A luxurious resort area with pristine beaches and upscale amenities.

Escape into a world of luxury when browsing our property listings in Nusa Dua.

  • Uluwatu: A scenic coastal area located on Bali's southern peninsula, known for its rugged cliffs, world-class surf breaks, and stunning natural attractions.

Dive into an ocean of opportunity through browsing our property listings in Uluwatu.

  • Kuta: A bustling beach town located on Bali's southwestern coast, known for its vibrant nightlife, surf culture, and affordable shopping

Sink your teeth into our vast range of property listings in Kuta.

When considering retirement in Bali, it's essential to weigh the pros and cons while taking into account the island's diverse offerings. 

From its rich cultural experiences to breathtaking landscapes and charming neighbourhoods, Bali provides a unique and captivating retirement destination for those seeking a peaceful, fulfilling lifestyle.

To get a comprehensive understanding of life on this enchanting island, be sure to check out our living in Bali ultimate guide.

Key Differences Between Bali and Thailand

While both Bali and Thailand offer unique retirement experiences, there are some notable differences between the two destinations:


  • Bali is a single Indonesian island with varied landscapes, including beaches, rice terraces, and volcanic mountains.
  • Thailand is a larger country with a more diverse range of landscapes, including bustling cities, mountainous regions, and numerous islands


  • Bali is known for its unique blend of Hindu and Balinese customs, with a strong emphasis on spirituality, arts, and traditional ceremonies.
  • Thailand has a predominantly Buddhist culture, featuring a rich history, ancient temples, and a diverse range of regional traditions.


  • In Bali, the local language is Balinese, but Indonesian is also widely spoken. English is commonly used in tourist areas.
  • In Thailand, the primary language is Thai, with varying degrees of English proficiency, particularly in popular tourist destinations.

Visa Requirements

  • Bali offers several types of visas for long-term stays, including the Retirement KITAS Visa.
  • Thailand provides different visa options, such as the Non-Immigrant O-A (Long Stay) visa, specifically designed for retirees.


  • Bali has limited access to advanced healthcare facilities, with the best options available in the capital city, Denpasar.
  • Thailand boasts a more developed healthcare system, with numerous internationally accredited hospitals and clinics, particularly in Bangkok.

Property Ownership

  • Both Bali and Thailand have restrictions on property ownership for foreigners, but the regulations and available options may differ.
  • In Bali, foreigners can lease property for extended periods, while Thailand offers various options, including condominium ownership and long-term leases.


  • Bali is famous for its world-class surfing spots, attracting surfers of all levels. Popular surf destinations include Uluwatu, Canggu, and Kuta.
  • Thailand has fewer renowned surf spots, with the most notable ones being in Phuket, such as Kata Beach and Kalim Beach.

By examining these key differences, you can better understand the unique characteristics of each destination and make a more informed decision when choosing between Bali and Thailand for your retirement.


Is it better to retire in Thailand or Bali?

Both Thailand and Bali have their unique advantages for retirees, so the better choice depends on your personal preferences, lifestyle, and priorities.

Is it cheaper to live in Bali or Thailand?

The cost of living in both Bali and Thailand is relatively affordable, but it can vary depending on the specific location and lifestyle choices.

Is Thailand cleaner than Bali?

While cleanliness can vary between regions, Thailand generally has a more developed infrastructure and waste management system compared to Bali.

How much money do you need to retire in Bali?

The amount required for a comfortable retirement in Bali depends on your desired lifestyle, but a budget of $1,000 to $2,000 per month is often sufficient for most retirees.


Deciding whether to retire in Bali or Thailand depends on personal preferences and priorities. 

Both destinations offer unique advantages, such as affordable living, beautiful landscapes, and rich cultural experiences.

Bali stands out for its unique Hindu-Balinese customs, world-class surfing, and captivating beauty. 

Thailand, on the other hand, offers diverse landscapes, a developed healthcare system, and a predominantly Buddhist culture.

When deciding where to live in Bali or Thailand, consider factors like cost of living, accommodation, transportation, culture, weather, and safety. 

Evaluate the pros and cons, available activities, and best areas to determine which location aligns with your retirement goals.

For more information, explore our comprehensive guides on living in Bali and Thailand. 

Don't hesitate to reach out to our team of experts for personalised advice on your retirement journey.

Get in touch with our expert Bali real estate agents to discuss your retirement plans and receive tailored guidance on choosing the perfect destination for your dream retirement.

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