If you're searching for the best places to live in Indonesia as an expat, you're in good company.
Many international residents are captivated by Indonesia's rich culture, pleasant climate, and affordable cost of living.
However, with the country's extensive selection of islands and cities, determining the ideal spot to settle can be challenging. Our mission with this article is to make that decision easier for you by presenting a carefully curated list of top locations in Indonesia for expats.
We'll evaluate each area based on key aspects such as lifestyle, cost of living, and the presence of an expat community.
So, let's get started!
How to Choose Where to Live
Choosing your ideal place to live in Indonesia as an expat involves considering several key factors, which we'll delve into below:
Lifestyle
Indonesia is a diverse country offering an array of lifestyle options. Bustling urban centres like Jakarta are teeming with activity, from high-end shopping to cultural festivals and international events.
Meanwhile, serene beach towns like Seminyak, Canggu, and Ubud in Bali, or the tranquil island of Lombok, provide a slower pace of life, perfect for relaxation and rejuvenation. These coastal areas are usually favoured by beach enthusiasts, surfers, and those who enjoy water sports.
Your lifestyle preferences, whether city life, beach life, or a blend of both, play a significant role in your choice.
Cost of Living
Despite being generally affordable, the cost of living varies across Indonesia. Metropolitan areas like Jakarta tend to be more expensive, especially in districts popular with expats.
However, even within these costly regions, budget-friendly options exist. On the other hand, areas such as Lombok and Bali offer a lower cost of living. It's essential to evaluate your budget and desired living standards, including housing, groceries, transportation, and entertainment expenses, before settling down.
Expat Community
Indonesia has a thriving expat community, but its concentration varies by region. Bali, particularly Ubud, Seminyak, and Canggu, is known for its robust expat scene, as is Jakarta.
A strong expat community can provide a sense of belonging, help you establish social connections, and offer valuable insights into navigating cultural nuances, language barriers, and local customs.
Safety and Healthcare
Safety is a prime concern when moving to a new country. Most areas in Indonesia are safe, but it's advisable to research local safety measures, crime rates, and emergency services. Overall the question, "is Bali safe to live and visit" is answered with a profound, yes!
If you are have a family and are looking to make the move to Indonesia, be sure to check out our guide on the best areas in Bali for family and kids.
In terms of healthcare, larger cities like Jakarta have a more extensive array of healthcare facilities, with numerous international-standard hospitals.
Smaller towns and islands might not offer as many healthcare options, which might be a consideration for those with specific medical needs. It is worth noting that the healthcare in Bali is up to international standard at selected hospitals.
Proximity to Nature
Indonesia's breathtaking natural beauty is a major draw for many expats. If you're drawn to pristine beaches, lush mountains, picturesque rice fields, or vibrant coral reefs, consider choosing a location that offers easy access to these natural wonders.
Coastal regions like Bali and Lombok are perfect for beach lovers, while places like Ubud are renowned for their verdant landscapes and proximity to stunning natural attractions.
Indonesia, an archipelago of over 17,000 islands, presents an enticing selection of destinations for expatriates. Each area in this vibrant country boasts unique charms and challenges, and understanding them is key to finding a location that matches your lifestyle, aspirations, and comfort.
From the lively, cosmopolitan ambience of Jakarta to the tranquil natural beauty of Bali, each area offers a distinct living experience.
Let's journey through the best areas to live in Bali, as well as uncover some other crowd favourites to see what makes each of them a potential place to call home.
Seminyak, Bali
Nestled on the southwestern coast of Bali, Seminyak is an upscale beach resort area known for its trendy atmosphere and dynamic lifestyle. With its stylish boutiques, world-class restaurants, chic beach clubs, and captivating sunsets, Seminyak has become an expat haven for those seeking a vibrant, cosmopolitan lifestyle amidst a tropical paradise.
Pros:
- Expat Community: Seminyak boasts a large and welcoming expat community, providing ample opportunities for socializing, networking, and creating a sense of belonging. This community can be a valuable resource when acclimating to Indonesian culture and customs.
- Luxurious Amenities: The area is renowned for its luxurious amenities. You'll find a plethora of high-end spas, gourmet dining establishments, and designer boutiques right at your doorstep. Additionally, most people live in private villas in Seminyak or stylish apartments in Seminyak that come with their own private pools and tropical gardens, offering a luxurious living experience.
- Beach Lifestyle: Located along the coast, Seminyak offers easy access to several stunning beaches, most notably Seminyak Beach. Whether you enjoy beachfront jogging, surfing, or lounging in a beach club with a cocktail, you'll be hard-pressed to find a better location for beach life.
You can take a look at all of our beachfront property for sale in Bali, if beaches are your thing.
Cons:
- Cost of Living: Reflecting its upscale atmosphere, the cost of living in Seminyak can be high compared to other parts of Indonesia. From rent to dining, expenses can add up quickly. However, many expats find the cost justified by the quality of life and amenities offered.
- Crowds: Seminyak is a popular destination for tourists, which means it can get crowded, especially during the peak season. The traffic can be heavy at times, and popular venues can get quite busy. However, this is also part of the area's vibrant atmosphere.
- Noise: Linked to the point above, the area's popularity and active nightlife mean that it can be noisy, particularly in the evening. If you're seeking more peace, then other parts of Bali, such as Ubud, may be a better fit.
When choosing Seminyak as a place to live, it's important to balance these factors against your lifestyle preferences. If you're attracted to a cosmopolitan lifestyle with easy access to the beach, and a buzzing social scene, and don't mind the hustle and bustle, then Seminyak could be the perfect fit.
The cost of living, while high in comparison to other Indonesian locations, reflects the quality of life and the amenities available, making it a worthwhile investment for many.
Browse our extensive list of properties for sale in Seminyak and feel free to get in touch with our expert agents for more details.
Ubud, Bali
Ubud, situated amidst the uplands of Bali, is often referred to as the island's cultural heart. It's an enchanting town that offers a soothing blend of tradition, natural beauty, and vibrant artistic expression. Ubud is surrounded by iconic rice terraces, ancient temples, and a dense jungle, presenting a serene escape from the urban hustle and bustle making it a great choice for those looking to retire in Indonesia.
Pros:
- Cultural and Artistic Hub: Ubud is a vibrant arts scene. The town is teeming with art galleries, museums, and workshops where traditional arts like wood carving, painting, and silver crafting are still practised. The Puri Lukisan Museum and the Agung Rai Museum of Art (ARMA) are must-visits for art enthusiasts.
- Wellness and Yoga: Ubud is renowned as a wellness and yoga hub. The town is home to many yoga retreats and studios, such as the Yoga Barn, where you can participate in classes ranging from Hatha to Vinyasa to Kundalini. Numerous spas and wellness centres offer traditional Balinese massages and other holistic therapies.
- Affordability: The cost of living in Ubud is relatively affordable compared to other popular expat areas in Bali. Whether it's accommodation, dining, or recreational activities, you're likely to find that your money goes further in Ubud.
- Expat Community: Ubud boasts a diverse and thriving expat community, providing ample opportunities for social interaction, cultural exchange, and networking.
Cons:
- Distance from Beach: One notable downside of Ubud is its landlocked location, which may be a disadvantage for beach lovers. The nearest beach is about an hour's drive away. However, its verdant landscapes and cooler climate can be a welcome change for those who prefer the countryside to the coast.
- Traffic: While not as congested as Seminyak or Kuta, Ubud can also experience traffic, especially along its main roads. The town's increasing popularity has led to more vehicles on the road, which can sometimes lead to slower travel times.
Situated amidst lush rainforests and terraced rice fields, expats can find serene traditional Balinese houses, luxury jungle villas for sale in Ubud, and artistically inspired boutique Ubud apartments.
If your lifestyle preferences lean towards cultural immersion, tranquillity, wellness, and a lower cost of living, then Ubud would be a remarkable choice. While it lacks immediate beach access, its lush landscapes, cooler climate, and vibrant arts scene more than compensate.
Its thriving expat community and affordability make Ubud a well-rounded and attractive option for those seeking a more serene, culturally-rich living experience in Bali.
Get in touch with our team of Bali based real estate agents for more information on property and land for sale in Ubud.
Canggu, Bali
Nestled on Bali's southern coast, Canggu is a vibrant village that has grown increasingly popular among expats, particularly digital nomads thanks to the availability of some of the best co-working spaces in Bali.
It has managed to find a perfect balance between maintaining its idyllic, laid-back charm and embracing a modern, cosmopolitan vibe. This picturesque locale offers a relaxed beach lifestyle, fantastic surf spots, and a wealth of amenities, including a thriving cafe culture, alluring nightlife, and an array of health and wellness facilities.
Pros:
- Beach and Surfing Lifestyle: The allure of Canggu starts with its stunning beaches. Places like Echo Beach, Batu Bolong, and Berawa provide world-class surfing opportunities, attracting wave chasers from all corners of the globe. Whether you're a seasoned surfer or a complete beginner, the waters of Canggu cater to all skill levels. But even if you're not a surfer, the beaches offer a soothing ambience, and the spectacular sunsets over the Indian Ocean are simply unforgettable.
- Vibrant Food Scene: Canggu has gained a reputation for its diverse and vibrant food scene. A plethora of cafes and restaurants line the streets, offering a variety of culinary delights ranging from traditional Indonesian cuisine to contemporary Western dishes. The town is particularly renowned for its health-conscious eateries, offering an abundance of vegan, vegetarian, gluten-free, and other healthy food options.
- Expat and Digital Nomad Community: Canggu has a substantial expat community and is considered a hotbed for digital nomads. The growing number of co-working spaces offer high-speed internet and a conducive work environment, attracting remote workers from all over the world. This sense of community provides excellent networking opportunities and a readily available social support system.
- Affordability: Despite its increasing popularity and the upscale amenities it offers, Canggu is more affordable than Seminyak. Whether it's accommodation, dining, or general living expenses, you can enjoy a high quality of life in Canggu without it being excessively heavy on your pocket.
Cons:
- Increasing Popularity: The rising popularity of Canggu can result in crowding, especially during the high tourist season.
- Traffic: As is the case with many popular areas in Bali, Canggu can experience traffic congestion, particularly during peak hours. Exploring the village by scooter, a common mode of transportation in Bali, requires extra care due to the busy roads.
- Construction: The rapid development of Canggu has spurred ongoing construction, which can occasionally lead to noise and dust disturbances. This boom, however, also means continuously improving infrastructure and amenities.
This bohemian paradise boasts a blend of different types of properties for sale in Canggu such as modern villas, beachfront bungalows, and chic apartments all set amidst world-class surf breaks.
For those in search of a relaxed beach lifestyle, a happening food scene, and a community of like-minded individuals, Canggu is the perfect choice. It offers a unique blend of a tranquil beach environment and an energetic urban atmosphere, making it an increasingly appealing place to live for expats.
The affordability of life in Canggu, despite its myriad of amenities, further adds to its attraction.
Jakarta
Jakarta, the bustling capital of Indonesia, is a vibrant metropolis that serves as the country's economic, political, and cultural centre. This exciting city, full of endless opportunities, appeals to expats seeking the thrill of urban life. As Indonesia's most populous city, Jakarta is a melting pot of cultures offering a mix of languages, cuisines, and traditions that contribute to its dynamic atmosphere.
Pros:
- Employment Opportunities: Jakarta, being the country's business and economic hub, offers a wide array of job opportunities in various sectors. Whether you're a teacher, an entrepreneur, an artist, or a finance professional, you're likely to find a wealth of career opportunities in Jakarta. Many multinational companies have their Indonesian headquarters here, increasing job prospects for expatriates.
- Cultural and Entertainment Amenities: Jakarta is rich in cultural and entertainment offerings. From its extensive array of shopping malls like the Grand Indonesia Mall to its dynamic culinary scene offering diverse local and international cuisines, there is always something to do in Jakarta.
- Expat Community: With a substantial expat community, Jakarta offers a welcoming environment for foreigners. This community provides opportunities to build networks, share experiences, and ease the cultural transition. Numerous international schools cater to different national curriculums, making it a suitable place for expat families.
Cons:
- Traffic: Jakarta's rapid urban development and population growth have led to significant traffic congestion. Commuting during peak hours can be quite challenging, and it's crucial to plan your travel times accordingly.
- Pollution: As a densely populated city, Jakarta has issues related to pollution. Noise and air quality can be a concern, particularly in the city centre.
- Cost of Living: While cheaper than in many Western cities, the cost of living in Jakarta, particularly in popular expat areas, can be relatively high. Housing, international schooling, and certain goods and services can come at a premium price.
The bustling metropolis offers sleek skyscraper apartments, colonial-era houses in leafy neighbourhoods, and gated community townhouses, catering to the diverse lifestyles of the international community. Be sure to reach out to our knowledgeable real estate agents for more details on housing in Jakarta.
If city life's hustle and bustle is your scene, Jakarta is definitely worth considering. Despite its challenges such as traffic congestion and pollution, the city's dynamic lifestyle, rich cultural activities, and extensive job opportunities make it an appealing place for expats.
Lombok
East of Bali lies the beautiful island of Lombok, a tranquil paradise that has been increasingly drawing the attention of expats. It's a quieter, less touristy alternative to Bali, offering its own unique blend of stunning beaches, towering volcanoes, vibrant local culture, and intriguing historical sites.
Pros:
- Natural Beauty: Lombok is famous for its extraordinary natural beauty. Its most iconic feature, Mount Rinjani, is the second-highest volcano in Indonesia and a favourite among hiking enthusiasts for its challenging trails and spectacular crater lake. Meanwhile, the beaches of Kuta Lombok and the serene Gili Islands offer crystal-clear waters, stunning coral reefs, and exceptional diving and snorkelling experiences.
- Tranquillity: Compared to its bustling neighbour Bali, Lombok offers a more serene and laid-back atmosphere. This relative quietness is ideal for those seeking a peaceful lifestyle. Whether it's the easiness of beachside living or the calm of countryside dwellings amidst lush rice fields, Lombok provides a peaceful break from the hustle and bustle of city living.
- Cost of Living: Living in Lombok is quite affordable, especially when compared to popular areas in Bali or Jakarta. From housing and groceries to dining and entertainment, you can enjoy a comfortable lifestyle at a fraction of the cost in many Western countries.
Cons:
- Limited Healthcare Facilities: One of the challenges of living in Lombok is the limited healthcare facilities. While basic healthcare services are available, more serious medical concerns may require a trip to a larger city or Bali, where more comprehensive healthcare facilities are available.
- Developing Infrastructure: Lombok is still developing, and while it has seen improvements in recent years, it doesn't yet match the level of infrastructure in places like Jakarta or Bali. Public transportation is less extensive, and while internet access is generally good, certain remote areas might experience slower connections.
Lombok is truly a tranquil escape with a spectrum of housing options from rustic beach huts to upscale resorts, and villas overlooking turquoise waters and untouched beaches.
For those who value a peaceful, slower-paced lifestyle amidst stunning natural beauty, and don't mind a simpler, more rustic way of life, Lombok could be the ideal destination.
Despite the limitations in healthcare and infrastructure, the affordable cost of living, breathtaking landscapes, and serene environment make it an increasingly attractive choice for expats.
FAQ
Where is the best area to live in Indonesia?
The best area to live in Indonesia largely depends on your personal preferences, but popular choices among expats include Seminyak, Ubud, and Canggu in Bali, as well as Jakarta and Lombok, all offering unique lifestyle experiences.
Where do most expats live in Indonesia?
Most expats in Indonesia gravitate towards Bali, particularly Seminyak, Ubud, and Canggu, due to their vibrant expat communities, rich culture, and appealing lifestyle options. Jakarta, the capital, is another popular choice for its cosmopolitan vibe.
Conclusion
In this guide, we've explored some of the best places to live in Indonesia for expats, from the stylish beach town of Seminyak to the cultural haven of Ubud, the surfer's paradise of Canggu, the bustling metropolis of Jakarta, and the tranquil island beauty of Lombok.
These areas offer diverse lifestyle choices, from vibrant city living to laid-back beach life, and each hosts a thriving expat community. Safety, healthcare, cost of living, and proximity to nature are other crucial factors to consider when choosing your perfect Indonesian home. As an expat, the choice ultimately comes down to what you value most in your ideal living location.
Looking for more guidance on finding the perfect place for you in Indonesia? Feel free to chat with our real estate agents for more personalised advice!
